It was an exciting day when five teams came to play at the recent inter-village Shuffleboard Tournament at Beauty Point Retirement Resort. After an enjoyable lunch at the Beauty Point Resort’s restaurant, the five teams began what was a tightly-contested competition, umpired by Steve Mortimer.
The teams included:
• The team from Mary Andrews Village in South Hurstville
• The team from the BlueGum Lifestyle Resort in Thirlmere
• The team from Southhaven Aged Care in Padstow Heights
• The Frank Vickery Victors from Frank Vickery Village in Sylvania
• The Boomers from Beauty Point Retirement Resort in Padstow Heights
Well-known for his fair umpiring, Steve opened the tournament and joked: “I’m open to bribes!”
Of course, he umpired in his usual fair and precise manner. Because of the large number of teams for this tournament, Steve asked each team to split in half and the first half of each team played the first round and the second half of each team played the second round.
The competition started after lunch and went on for some time in the competition room. In the end, the Boomers from Beauty Point won the overall competition but it was highly competitive tournament and all the teams played extremely well.
Next tournament will be in early 2019 at BlueGum Lifestyle Resort
The next inter village Shuffleboard Tournament will be held at the BlueGum Lifestyle Resort in Thirlmere. The Boomers’ captain, Alessandra Copeta, said: “We’re looking forward to the competition next year at Blue Gum Retirement Resort. We’ll have to travel to get there so we’re very excited.”
Keeping the passion for Shuffleboard alive
The Shuffleboard Inter-Village Tournament started years ago when Steve Mortimer thought it would be a good idea to set up a tournament within the retirement village community.
“My main focus is to hold the tournaments at lifestyle villages,” said Steve. “It’s just a great game and the good thing about it is, even if you’re a good player, you’re not going to win all the time. It keeps it exciting because theoretically, the last puck can still win the game and that keeps it exciting.”
Steve added: “It’s perfect for retirement villages because you can play from a Zimmer frame or even a wheel chair. It doesn’t matter because it’s the skill you have that wins the game.”
Beauty Point Retirement Resort is looking for highly motivated Sales Consultants to join their professional sales team in the Padstow Heights area. The positions are for immediate commencement. The project is an exciting new retirement living resort soon to be completed.
We are looking for enthusiastic professionals with experience in sales (preferably in the seniors living sector) and who have a passion for supporting clients through the sales process to achieve their purchase objectives.
The right candidates will have highly developed planning, organisation and interpersonal skills. You must be able to demonstrate initiative, self-management, and decision-making capability as well as have experience in being part of a successful team achieving time-bound targets.
The ability to generate and nurture leads, overcome objections and close a sale are essential skills in being successful in this role.
Real estate qualifications are essential.
This is an exciting opportunity for sales professionals to join an impressive sales team and be part of a new project in the Region delivering quality retirement living for seniors.
New government legislation which came in earlier this year has made it much more enticing to downsize by selling your family home because you are now able to contribute up to $300,000 from the proceeds of selling your home to your superannuation fund.
Prior to this new legislation, a range of restrictions and caps meant you couldn’t contribute such a large sum. With this change, many Australians will stand to benefit by selling their home and moving to a retirement village with far more equity at their disposal, via their topped-up super fund.
By selling the family home, you’ve freed up the equity which has built up in your home and placed the money both in your pocket – and in your super, ultimately placing you in a far better position to pay for a new residence in a retirement village.
There are some restrictions
But there are some restrictions on this new legislation. For example, the home sold must have been owned by the person selling it for the past ten or more years and have been the place of principal residence for that person. Both members of a couple can contribute to their super fund under this policy from the proceeds of the sale.
Making a payment to your super in this way is often referred to as a downsizer contribution and is not a non-concessional contribution and will not count towards your contributions caps. The downsizer contribution can still be made if a person has a total super balance greater than $1.6 million.
Does this affect your pension?
If you contribute the money from the sale of your home to your super in this way, it will count towards the Age Pension assets test. Any change to your superannuation balance as a result of this measure will count towards the Age Pension assets test.
Here are a few extra pointers about your downsizer contribution:
It won’t affect your total super balance until your total super balance is re-calculated to include all your contributions on 30 June 2019 at the end of the financial year.
The downsizer contribution will count towards your transfer balance cap, currently set at $1.6 million. This cap applies when you move your super savings into retirement phase.
You can only make downsizing contributions for the sale of one home. You can’t access it again for the sale of a second home.
Downsizer contributions are not tax deductible and will be taken into account for determining eligibility for the age pension.
If you sell your home and make a downsizer contribution, there’s no requirement for you to purchase another home.
Eligibility for the downsizer measure
To be eligible to make a downsizer contribution to super, you need to be able to answer yes to all of the following points:
You’re 65 years old or older at the time you make a downsizer contribution – there’s no maximum age limit.
The amount you’re contributing is from the proceeds of selling your home where the contract of sale was exchanged on or after 1 July 2018.
Your home was owned by you or your spouse for 10 years or more prior to the sale.
Your home is in Australia and is not a caravan, houseboat or other mobile home.
The proceeds (capital gain or loss) from the sale of the home are either exempt or partially exempt from capital gains tax (CGT) under the main residence exemption, or would be entitled to such an exemption if the home was a CGT rather than a pre-CGT (acquired before 20 September 1985) asset.
You have provided your super fund with the downsizer contribution form either before or at the time of making your downsizer contribution.
You make your downsizer contribution within 90 days of receiving the proceeds of sale, which is usually the date of settlement.
You haven’t previously made a downsizer contribution to your super from the sale of another home.
Will contributions made under this measure be exempt from the $1.6 million transfer balance cap?
No. Only people who have remaining transfer balance cap space will be able to convert their contributions into a pension phase account where earnings are tax-free.
Will the $1.6 million balance threshold for making non-concessional contributions also apply to the special downsizing cap?
No. Restrictions on non-concessional contributions for people with balances above $1.6 million will not apply to contributions made under this new special downsizing cap.
Making multiple contributions
You can make multiple downsizer contributions from the proceeds of a single sale. But the total of all your contributions must not exceed $300,000 or the total proceeds of the sale less any other downsizer contributions that have been made by your spouse.
There are penalties which may be applied if the government identifies any downsizer contributions made by someone who wasn’t eligible to make such a contribution.
Timing is critical
You must make your downsizer contribution within 90 days of receiving the proceeds of sale – usually at the date of settlement. If you need an extension if time, you can ask for an extension and this may be granted if there are factors outside of your control.
For more information on this special downsizing contribution to your superannuation, you can contact the ATO’s call centre on 13 28 61 from Monday to Friday – 8am to 6pm (AEDT) except for National Public Holidays. A limited extended service for enquiries will operate 10am – 2pm Saturday.
For some simple examples of how it all works, go to the ATO’s site here and scroll down to read the examples. You can also type in any of your questions to the ATO’s Virtual Assistant.
Did you know it’s good to have a blue light filter on your glasses? It’s because we’re all exposed to so much blue light now from our wide-screen TVs, our mobile phones and our computers so we need to filter this light out. Without a filter, this light goes straight through to our retina and can cause irreversible damage.
This was one of the key messages from Nada Chami and Georgia Papadopoulos at a recent talk they gave to residents at Beauty Point Retirement Resort recently. Both Nada and Georgia are qualified optometrists and they visit the resort fortnightly on Wednesdays.
Nada reminded us to take the time to look after our eyes: “Your eyes are the window to your soul – and they are also the most sensitive part of your body,” she said. “The blue light from your phone and your laptop goes straight through to the back of your eye and eventually, it can cause macular degeneration.”
“A normal lens lets the blue light go through but if you have a filter fitted on your glasses, it won’t be able to get through to the eye,” Nada explained.
“We don’t know exactly what’s going to happen but with people looking at their phones and computers so much more these days, we do believe there’s going to be a problem in 10 or 20 years’ time,” she said.
Georgia added the blue filter “… can be placed on a new pair of glasses at a cost of only $30 to $40.”
UV filters are just as important
With our Australian sunlight, Georgia emphasised it’s just as important to wear high quality, polarised sunglasses whenever you’re outdoors because the UV light causes the same type of damage as the blue light.
As Georgia explained, UV light is very similar to blue light: “Because we have no filter or protection for UV light, the UV rays go straight through to the retina.”
“When this happens, it can lead to cataracts, macular degeneration and pterygium. So, it’s extremely important, especially here in Australia where the sunlight is particularly bright, that we all wear sunglasses whenever we’re outside – even in overcast weather,” she said.
So don’t put off that yearly eye test
Nada and Georgia both stressed the importance of making sure you have your annual eye test. As Nada said: “It’s important to have an eye test every year and check for cataracts and glaucoma. We all need to do this.”
Because Nada and Georgia now come to the Beauty Point Retirement Resort, this is so much easier to do. Residents of the resort can have all of their important eye tests done right here with Nada and Georgia.
All you need to do is call Shani or Mary at the front desk of the Beauty Point Retirement Resort and they’ll book you in. Nada and Georgia are here at the resort on a fortnightly basis on Wednesdays from 9.30am to 2pm. They can also do home visits if requested.
Bulk billing means no cost to you
If you come in for an eye examination with Nada and Georgia, it will be bulk billed by Medicare so there’ll be no cost for your appointments.
If you’d like to order glasses, they can offer you a wide choice of frames and lenses from the cheapest to the most expensive. As Nada said: “Life’s too short for boring glasses!”
Any glasses you buy are all claimable on your health fund if you have one. There’s no delay on this refund because it’s claimed immediately.
As well, Nada and Georgia can give you pamphlets with information about nutrition and supplements so you can keep your eyes in optimal health. They’ll also give you an Amsler Grid Eye Exam card so you can keep checking your eyes yourself in between visits.
To make an appointment with Nada and Georgia, call Shani or Mary at the front desk of the Beauty Point Retirement Resort on (02) 8708 4700 and book in a time.
The Financial Information Service (FIS) is a great government service which was set up as the ‘Financial Information Service for Pensioners’ 29 years ago. It’s been helping older Australians make better decisions about their finances for all of those years, giving them free, independent and confidential advice about retirement, aged care and any taxation implications.
Because the FIS was so popular, in 1991, the Department of Human Services expanded it so now people of all ages and all walks of life are able to increase their financial knowledge by accessing the FIS, regardless of their age or income.
Anyone can access this free service
To access the FIS you simply call up the Department of Human Services on its FIS booking phone line – 132 300 – and ask to speak to an FIS Officer. They will be able to give you advice over the phone or if they are busy, they’ll be able to schedule a call back at a later time.
If you’d rather talk with someone face-to-face you can make an appointment to see an FIS Officer and talk with them, asking your questions about your finances. You can also check out what FIS seminars are being held near you and attend one of these. FIS seminar topics include ‘Understanding your pension and your options’ and they also cover what government payments and services you’re eligible for if your financial situation changes.
The FIS informs people about matters such as:
• Investing principles
• Retirement planning
• Aged care costs and taxation implications
Once you have access to all of this information, you’ll be better able to:
• Understand your own financial affairs and options
• Understand financial planners and how to use their advice
• Save and plan for the future through investing
• Plan for your retirement and increase your overall retirement income
• Understand what are the costs involved when you move into aged care
It’s important to keep in mind that FIS Officers are not financial planners or counsellors and so they won’t sell you financial advice nor will they tell you how to invest your money. But they will teach you how to understand financial advisors and how to use their advice for your circumstances.
A free, impartial service
As Financial Information Service officer, Justin Bott explains: “The Financial Information Service is a free, impartial service to help people understand their financial situation and helps them make educated decisions about their finances.”
“We listen to what seniors want to hear about and answer their questions on these accounts and in podcasts,” he adds.
As well he adds: “The Seniors Update Facebook and Twitter accounts are a great way for us to stay in touch with seniors.”
To find out more about the FIS
To find out when an FIS seminar is being held in your local area, just head to the Department of Human Services’ website and you’ll find all the information you need here.
The website will show all the upcoming FIS seminars by state so take a look here.
Bookings are essential and people can book by emailing the department at firstname.lastname@example.org or calling the FIS seminar booking phone line on 136 357.
You can also phone 132 300 and ask to speak to a Financial Information Service Officer.
Many people use chiropractic care to ease their aches and pains and it usually helps them become more mobile and flexible. Now you can try out chiropractic care right here at Beauty Point Retirement Resort because Dr Dylan Harvey – who holds a Bachelor of Chiropractic & Health Sciences and a Masters of Chiropractic – visits the resort every two weeks to see clients.
Dr Harvey has worked with many people to improve their movement, posture and strength. He also focuses on stability training and falls prevention. He’s been a practicing chiropractor for four years since graduating from Macquarie University after completing three years of a Bachelor degree in Chiropractic & Health Sciences, followed by a further two years study for his Masters’ degree.
Who benefits from chiropractic care?
Recently, Dr Harvey gave a talk to interested residents at the resort and he started out by saying: “You may well ask – who benefits from chiropractic care? And the answer is ‘anyone.’”
“We have babies and it goes all the way up to patients in their 90s,” he added. “I have a real passion for helping others with their health. We’re analysing the body as a whole – we’re looking for dysfunction anywhere because we want to balance that,” he said.
Dr Harvey added that chiropractic care is the third largest profession in Australia within the health care system: “It might shock you to learn this, but it’s not just about the spine.”
“We want to look at the body as a whole. As chiropractors, we try and find the underlying cause for symptoms. We are trained to find out where a problem starts. It’s not just pain we’re treating – we’re treating the whole system. The pharmaceutical industry is a trillion dollar industry but people are looking for alternatives to this way of treating their health now,” he said.
Exercise and keeping mobile are so important
“We use spinal manipulative therapy and this works very well with the older population. But there are other factors which are very important. Exercise is so important – if you’re keeping active and walking around and you combine this with some carefully regulated exercise, we tend to see very good results,” he said.
Falls prevention is critical
“Falls prevention is critical as we age. Falls are the leading cause of unintentional injury for people over the age of 65,” he added, saying there are many risk factors associated with falls so it’s vitally important to help older patients prevent falls as much as possible.
Motion is the lotion
Dr Harvey emphasised that arthritis can be a big factor as you age: “There’s over 100 different types of arthritis so this is something that affects many people.” He said people often become inflexible as they age but they don’t realise flexibility refers to the length of the muscle – so it is possible to change. “Muscles are controlled by our nervous system and to make them more flexible, ‘motion is the lotion,’” he added.
So basically, Dr Harvey’s message was, if you want to keep flexible, you need to keep mobile and moving as much as possible or your muscles will tend to become more and more inflexible.
But he did add that when he sees patients, the care he gives is specific to each person: “Two people with exactly the same presentation of pain can require completely different courses of treatment. Examination is the key – we need to know where the problem is coming from,” he added.
Relief from pain
As far as treatment goes, Dr Harvey said the first step is to get the patient out of any pain they’re experiencing. “Once we’re treating you and you find you’re experiencing less pain, you’ll find you also have better balance and better body control.”
“If someone has an aversion to having their spine cracked, then it probably won’t help them. So we want it to be a two-way street and we won’t do anything you don’t want us to do,” he said.
“We have to be across all of the underlying conditions such as Rheumatoid Arthritis. We look at how long your condition has been going on and what we can do to get you on the road to recovery,” he added.
Dietary changes can help
To achieve full relief from pain and discomfort, Dr Harvey said some dietary changes may need to be made: “You may need to limit your wine or cheese but you may not want to do this. We can look at all of these lifestyle factors and goals and look at how to plan your day so it all works best for you. We have to zero in on all of these and find a plan you’ll be happy with,” he added.
20% off your initial consultation If you’d like to try a chiropractic session with Dr Harvey, he’s offered to take 20% off each new patient’s initial consultation. “I’d love to see you. I’ll be here at Beauty Point Retirement Resort a couple of Mondays a month,” he said.
To make an appointment with Dr Dylan Harvey, call Shani or Mary at the front desk of the Beauty Point Retirement Resort on (02) 8708 4700 and they’ll book an appointment for you.
The Beauty Point Retirement Resort is happy to announce that Mark Barron has returned as the head chef for the Beauty Point Bar & Grill Family Restaurant.
Mark’s already back cooking the hearty home cooked meals everyone loves. He used to work at the resort five years ago and says he’s glad to be back.
“I missed working here after getting to know many of the residents and staff,” he said. “I tend to know what they like. They want their hearty home cooked meals like corned beef and cabbage – and other meals like that.”
Mark started out as an apprentice chef for Ansett and worked for them for 15 years. He then worked as a chef at the Mercantile Hotel in the Rocks for 12 years until around 2011, he came to work at Beauty Point Bar & Grill Family Restaurant. After being here for some time he moved on to work as a private caterer.
But now he’s back at Beauty Point seven days a week, which means he’s very busy but his wife, Lorraine, is helping him as well as his assistant so the work load doesn’t get too much.
Beauty Point Bar & Grill Family Restaurant reviews
The Beauty Point Bar & Grill Family Restaurant has lots of customers from the resort but people also come from the local area. We spoke to two Beauty Point Resort residents and asked them why they enjoy going to the restaurant and here’s what they had to say.
Maree Jones and her husband, John, have been residents of the Beauty Point resort for six and a half years now. They enjoy dining at the restaurant a great deal. As Maree said: “We’re very happy to see Mark back. We do enjoy going to the restaurant immensely. We sometimes go three or four times a week, particularly if family or friends are visiting. Everyone enjoys the lovely dining room and that beautiful view – it all adds to the pleasure.”
“We have a roast dinner on Sunday and it’s very enjoyable. It’s such reasonable pricing because you get a bread roll along with your meal, a glass of wine, plus a dessert and coffee – and it’s all for $18!” she added.
“We love the desserts like bread and butter pudding and apple strudel. It’s all particularly enjoyable in the winter months,” Maree said.
Judy Parkins has been living at the Beauty Point resort for over a year now and she said: “The restaurant provides a wonderful service and the servings are generous. There’s a Sunday roast and for what you get, it’s a very reasonable price!”
“As well as the food being well cooked, the presentation’s wonderful. The winter menu is full of great meals like Irish stew, corned beef cabbage and mash and Chicken Parmigiana. If sometimes you don’t feel like going to the restaurant, they’ll deliver it for you,” Judy added.
Judy said recently, she asked Mark if he could do a high tea for her as she wanted to have a few people over to celebrate her retirement. Mark said yes and Judy says he and his staff really went out of their way. The end result was, according to Judy, “Magnificent!”
“Mark had all these beautiful cups and plates and tiers of scones, plus these amazing individual desserts. The service was wonderful and we had the choice of about 15 different types of teas. In the end, we had over 50 people there and it worked really well. I think Mark can really cater for any occasion,” she added.
The Beauty Point Bar & Grill Family Restaurant is open for lunch from 11.30am to 2.30pm and for dinner from 5.30pm to 8.00pm. Call on 02 8708 4713 for bookings or just drop in.
Maureen Shepherd, a resident of Beauty Point Retirement Resort for the past seven years and a champion rifle shooter, was a baton bearer for the Commonwealth Games opening earlier this year.
When asked what it felt like to run with the Commonwealth Games baton, Maureen says: “It was great. I was pretty nervous because I didn’t know what to expect. Some people from the resort came to watch and all my family came which was fantastic.”
“It was quite an honour,” Maureen adds. “You have to go through a long selection process as well as security process, so I was very lucky to do it.”
Shooting as a sport runs in the family
Maureen says she’s always loved rifle shooting as her father was a champion shooter: “I grew up more or less on a rifle range,” she laughs. “My daughter’s in the Brisbane team now and my grandson started the day he turned 12 so it definitely runs in the family!”
Maureen joined the NSW Ladies State Rifle Team which was established in 1967. “We shoot 7.62 rifles. Women weren’t allowed to be full members at first but now we are.”
Even though she’s now older in years, Maureen says she still shoots for the women’s team if they’re short: “I still compete on Saturdays. I’m often the reserve.”
She’s also been working as the coach for the Brisbane Women’s team as their State Championships are coming up soon. Previously, she coached a NSW team against a Scottish team, and she adds: “The NSW team won!”
It’s a lifelong passion
Maureen admits she’s given up a lot of other things so she could achieve excellence in her passion for shooting. “It’s been my work and my passion all at the same time. I’ve travelled all over Australia with it,” she adds.
She emphasises there are very strict regulations concerning the sport to keep it safe for everyone concerned: “…it’s one of the best sports you can be involved in – and it’s one of the safest!”
“I’ve met the best people from all walks of life. It’s just a great sport,” she says.
At the recent inter-village Shuffleboard Tournament, held at Beauty Point Retirement Resort, the Beauty Point Boomers were the overall winners!
It was a tightly-contested Tournament and while the Frank Vickery Victors from Frank Vickery Village and the Mary Andrews Village team played extremely well, in the end it was the Beauty Point Boomers who won the Tournament.
As the Boomers’ captain, Alessandra Copeta, said: “We were very happy about it. There were quite a few people watching – people from Beauty Point and some people from the other villages – so we all had fun.”
“Of course, we love the game, so that makes it even easier,” she added. “We play twice a week here at the resort so we keep up-to-speed.”
The last puck can win so it stays exciting
The Shuffleboard Inter-Village Tournament started years ago when Steve Mortimer, who used to play rugby for the Bulldogs, thought it would be a good idea to set up a tournament within the retirement village community.
“My main focus is to hold the tournament at lifestyle villages. It’s just a great game and the good thing about it is, even if you’re a good player, you’re not going to win all the time,” he said. “It keeps it exciting because theoretically, the last puck can still win the game and that keeps it exciting.”
Steve added: “It’s perfect for retirement villages because you can play from a Zimmer frame or even a wheel chair. It doesn’t matter because it’s the skill you have that wins the game.”
Kevin Dennes, a resident of Beauty Point Retirement Resort since late last year, recently presented some of the amazing photos he took when he led a group of photographers on a tour of Africa in 2014. A couple of months later, Kevin showed some of his best photos from a tour of the Antarctic in 2011.
So for anyone who missed these wonderful presentations, here’s a selection of some of Kevin’s best photos from these presentations.
Kevin has been a professional photographer since he was 18 and for most of his life, he worked in the medical and scientific field, developing some photographic techniques that are still used to this day. But on the more personal side, he says: “My own particular interest was travelling to and taking photos in Africa, in the Antarctic, the Arctic – and the bears in Alaska.”
“I’ve done a tremendous amount of travel – most of it paid by someone else,” Kevin adds. “I’ve traveled and photographed on the seven continents and it’s been a wonderful experience for me.”
At one time, Kevin worked for National Geographic but most of the photography he did for them was used for research material. During the time he worked with National Geographic, he says the company did a lot of photography purely for research purposes and these photos weren’t for use in the magazine etc.
Assignment in Namibia
“In 1978 I had my first assignment doing lion research photography in Namibia at the Etosha Lion Research Institute which was a wholly-owned National Geographic project,” says Kevin. “It was in the Etosha Pan – right up near the Angolan border. The zebra and wildebeest and a great range of antelopes would migrate over the Angola border in their annual migration in search of greener pastures and they’d get shot for meat and trophies, which raised a huge amount of money for those organising the trophy hunts.
“In order to slow some of this migration down, they put spear points down to reach the water table and this way the windmills would keep water permanently in the water holes. It saved a large amount of the lions, leopards and other cats by having permanent prey down at the Etosha Pan. They won’t migrate if there is plenty of food for them,” he said.
In July and August of 2014, Kevin took four groups of photographers to Africa on a various tours. “Africa is an extremely large continent and most of the photography I’ve done there has been in Eastern and Southern Africa,” he adds.